VUAC Finance

Posts Tagged ‘Find’

Step 1

Setting up a budget for yourself or your family is very important. It should not be viewed as a way to punish yourself and reduce your spending. It should be seen as a way to stop wasting your money and use your money more effectively for the things you and your family really desire. Listed below are several free budget worksheets and where you can find them. I hope you find them as useful as I did in setting up an easy and effective budget plan.

Step 2

Set up a Family Budget Planner which is a yearly budget spreadsheet for family budget planning. Includes a detailed list of income and expense categories for your budget planning.

Step 3

Simple Budget Planner is a simple, automatic budget planner. Starting from your monthly income, this budget planner recommends spending amounts for common categories. All numbers are adjustable to fit your needs and your financial budget requirements.

Step 4

Wedding Budget Manager can be used to ensure you are spending within your allocated wedding budget. The percentage field shows where the majority of your budget is being spent.

Step 5

Monthly Household Budget is great for a family or roommates. A monthly budget worksheet for comparing projected and actual expenses. Detailed list of income and expense categories for family and household use.

Step 6

Personal Budget Tracker is a budget tracker with worksheets for solo budgets as well as for two-person budgets. Flexible and customizable to work with any situation.

  The 1st link, “Government Benefits” is to GovBenefits.gov. It provides a 5-10 minute anonymous questionnaire. Just Click on the “Start Here” button below the following statement. “Begin your one-stop search for government benefits and loans now”. You do not have to give any personal information like SS#, Birth date, Address, etc. and as soon as you complete it a list of potential programs with short descriptions and web links will be provided. You can also browse by State, Federal Agency, Category or Keywords. 

  The 2nd link “Student Loans” is to studentaid.ed.gov is your FREE source from the US Dept. of Education on preparing for and funding education beyond high school. It features a “Financial Aid & Scholarship Wizard”, “How to Apply to College”, “How to Apply for Financial Aid” and other valuable resources. Depending on your answers to the questionnaire in the first link you may be directed to this site and will have the benefit of the program name you may qualify for.

    The 3rd link “Small Business Start-up Loans” is to SBA.gov. It has Programs and Services to help you start, grow and succeed, including the latest on what scams to avoid, the new Stimulus Bill Recovery Act of 2009, Disaster Assistance, Contracting Opportunities with the Federal Government, SBA Loans, Starting A Business Tools, Free Online Training and more. The questionnaire in the 1st link will also point you to this site for potential programs applicable to your needs.  

Going to an actual college or university can be hard, especially if you have young children or work long hours.  Adjusting your work schedule around can be difficult.  If you want to go back to school, you may have considered an online college.  Since online college means that you can take your classes when you want, so you can wait until the children go to bed or you can work on it on the weekends when it’s been a busy work week, it might be the best option for you.

Do a general online search for online colleges.  It is better if you search for accredited online colleges, since the accredited schools are the ones that will have a more impressive degree.  If the school is not accredited, some places will discount it, so make sure that you have an accredited online college.
Shortlist a few colleges.  You want to have more than just one online college to choose from on your list.  This will mean that if you find out that some of the colleges are not accredited you won’t be required to do an entire college search again.
Look at reviews.  This can tell you if an online college is considered a good school or not.  Some places will discount online degrees if the college is not considered a good school, so make sure that you look at the reviews.  If you find some reviews on news websites, this is a good source to consider.  Blogs are a good source for finding out about public opinions about online colleges.
Sign up for online classes at a college that has a physical university or college.  Something like the University of Phoenix.  This is not only an accredited school, but if you have a degree from schools like this, they will carry much more weight than an online college that doesn’t have a physical location.

How to find the right online school






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How to find the right online school

Finding an online school is tough and sometimes confusing. Some times people give up. Which hopefully won’t happen after reading this list.

Instructions




1

Know what you want to go to school for–Sometimes it is a bit difficult to know what you want to go to school for but if you do not think it through the only reason to take that class would be for fun.

2